The size of one’s property and the burden of home upkeep can sometimes prove to be too much, potentially leading to opting into a senior independent living situation. There are a number of important considerations to make and prominent misunderstandings to acknowledge to truly understanding what senior independent living entails. No one likes the thought of getting older. Many people associate aging with the loss of independence. In most cases, elderly people and nursing homes are thoughts that walk hand in hand in one’s mind. However, aging does not mean that you must give up your home and your freedom to live by yourself. With the right independent living skills, an aging person can extend the time that they have in the comfort of their own home.
One major skill that is needed to live successfully on your own is self-care. In order to remain independent, a person must be able to take care of bodily needs such as hygiene and using the restroom, including being aware of the need to use the restroom. It is important for at-home seniors to know how to properly and safely bathe.
deals with money
Another of the very important independent living skills deals with money. It takes money to properly keep a home. A senior must be able to budget finances to accommodate power, water, medical, and grocery needs. He or she should be knowledgeable in keeping a check register and writing checks. It is important for elderly persons living alone to understand their savings, retirement, and social security income.
Another essential element for independent living. These tasks include cooking, cleaning, and laundry. While some hire help with these chores, it is still important that a senior recognize the need for them to be completed. When cooking, it is critical that aging persons be aware of safety precautions to take. They must be careful about remembering to carry out functions such as turning off the stove.
Taking care of health
Taking care of health is one of the independent living skills that should not be neglected. Those living by themselves must be able to recognize the need for a doctor’s appointment. He or she should be accurate in taking medications. Knowledge of doctor appointments is important. It is also helpful for seniors to be aware of medical insurance issues.
Community skills are important for anyone living on their own. A senior need to understand the risks involved in dealing with strangers. He or she should be able to appropriately locate help from the community such as firemen and policemen. Knowledge of public transportation should also be on the list.
A senior living on his or her own should have the independent living skills to carry out shopping needs. He or she should be competent to create a shopping list, understand the process of purchasing the needed items, and paying for the items.
Remaining in your own home for as long as possible is a desire of most everyone. The feeling of being able to care for yourself is priceless when it comes to adding happiness and length to your life. Achieving the independent living skills that are needed to successfully manage your own home and care for your own needs are the key to maintaining your freedom in your senior years.
It is important to dispel the myths about independent living. This arrangement does not entail around-the-clock assistance and the typical loss of independence seen in other residential options for seniors. Instead, those that choose this avenue for their future should know that they will still possess their own space and their own privacy.
Those living in this fashion possess:
Their own apartment
Their own furniture
Their own locks, ensuring privacy
Their own hobbies
Towards this last point, it’s crucial to understand that seniors don’t have to leave behind the passions they love. Bingo nights, workout and fitness time, and special programs such as gardening instruction are frequently offered at such facilities. Activities are bountiful.
Also, despite the fact that this isn’t assisted living, there’s still security at all times. Most facilities offer 24-hour employees and specific safety procedures and security functions, all designed to provide peace of mind.
Understanding Types of Senior Independent Living
Retirement communities – Retirement communities are reserved for those only of a certain age. Generally, this is either 55 or 60 and older. Condominiums, single-family homes, townhouses, and more are all featured in these communities.
Congregate care housing – Again restricted by age, these are apartments wherein rent also covers various meals, transportation services, and related perks.
Low-income housing – Department of Housing and Urban Development offers subsidies to those with low-incomes that qualify. If you’re of more limited means, this is an avenue you’ll likely want to investigate.
Continuing Care Retirement Communities – Just because you’re not ready for an assisted living scenario doesn’t mean you can’t prepare for the future and the possibility of eventual health issues. A CCRC runs the gamut in offered care, allowing for those seeking independence while simultaneously catering to those that need 24-hour care. The same site offers both, and facilitates the movement of its residents from one situation to the next.
Understanding Senior Independent Living Costs
Community services, taxes, and utilities will vary from market to market and region to region. It’s important to ask a variety of cost-related questions when investigating options, as there are a number of potential deposits as well as additional services that may or may not be complementary.
A quick list of potential fees and utility costs to ask about:
- Move-in fees
- Assessment fees
- Waiting list deposits
- Television and utility costs
- Housekeeping and laundry
- Private phone plans
- Transportation services
- Private vehicle parking
- Pet deposits
Also, be sure to inquire as to any existing policies related to fee increases and property insurance, and remember that some communities will work through the Department of Housing and Urban Development to subsidize costs